Emmanuel Modu is a vice president at a major bank in New York City, a former Citibank vice president and Merrill Lynch senior treasury analyst. His work has been featured in such publications as Forbes, Investor’s Business Daily, The New York Daily News, The Newark Star Ledger, Morningstar.com, and BusinessWeek Online. He is the author of The Lemonade Stand: A Guide to Encouraging the Entrepreneur in Your Child. Emmanuel holds an MBA from the University of Pennsylvania’s Wharton School and a BS from Princeton University. Emmanuel and Andrea Walker are married and live in New Jersey. They are the founders of the teen investment website www.teenvestor.com.