Carl Richards is a Certified Financial Planner who blogs and does sketches weekly for the
The New York Times and writes regular columns for Morningstar Advisor and Daily
Worth. He also makes regular appearances on NPR's Marketplace Money.A former broker with
over ten years of experience at Fidelity and Merril Lynch, he now runs Prasada Capital
Management, a fee-only firm. He is a frequent speaker at financial planning conferences. He
blogs and posts sketches at www.behaviorgap.comFind Books by Carl Richards