The Islands hold secrets for those brave enough to discover them.

Scarlet McCray and the Lost Souls are happy as clams at high tide until they learn two very curse-worthy things. One: There is a new pirate captain sailing the seas. And two: Scarlet's family is coming to the tropics, forcing her to trade her pirate's cap for a petticoat. Now Jem Fitzgerald is in charge. And his most important mission--after guarding the treasure from the pirates and keeping peace among the crew--is to find the ferocious black panther that lives on Island X before the panther finds a single Lost Soul.