A contrarian guide to using your money to create the life you want.

In her last book, 168 Hours, Laura Vanderkam showed that when we really consider how we spend our time, it turns out we have more than we realize. Now she proves that the same is true for money. No matter how much we earn, there are smarter ways to apply every dollar toward the things that matter most.

For example, the average couple spends $5,000 on engagement and wedding rings, with little thought to resisting peer pressure. But what if they decide to spend $300 on rings and apply the rest to future date nights, weekend getaways, babysitters, and thinking-of-you bouquets? What would give more satisfaction in the long run?

Drawing on the true stories of individuals and families who've reached financial fulfillment, Vanderkam argues that perhaps money can buy happiness, if we spend it wisely.